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Risk Management
We understand the complicated stuff so we can simply talk with you. Whether you need Business insurance or personal insurance, we give you the advice you’re looking for.
Your Business Is More Than Income – It’s the Asset That Builds Your Family’s Future
Most business owners see their business as a job, a way to earn income. But at Bolster, we see it differently. Your business is likely your biggest financial asset—and it should be treated like one. That means having a clear plan to protect it, grow its value, and ensure it pays off in the long run. Your Business Is Your Asset (YBIYA) is our platform designed to help you shift from day-to-day operator to long-term value builder. We help you understand what your business is worth, where the hidden value lies, and how to align it with your personal wealth goals—so the effort you put in today becomes security for your family tomorrow.
Protect What Matters Most – You, Your Family, Your Future
Financial freedom doesn’t happen by accident—it’s built by protecting what you have and planning for what’s ahead. Whether it’s life insurance, health cover, or income protection, we make sure you and your family are looked after if the unexpected happens. No jargon, no pressure—just clear advice that gives you confidence. We also help you look forward, not just back. From KiwiSaver to retirement planning and smart investment strategies, we’ll work with you to create a personal wealth plan that aligns with your goals and lifestyle. It’s all about giving you more control, more options, and more peace of mind—now and into the future.
What we offer
Are you here for Personal Insurance or Business Insurance?
At our firm, we specialise in financial risk management and strive to make the complex world of finance more accessible to our clients. We understand that financial decisions can be overwhelming and confusing, which is why we aim to simplify the process by offering straightforward and easy-to-understand advice when it comes to financial risk management in New Zealand.
I want Personal Insurance advice →
life insurance, medical insurance, income/mortgage protection, disability insurance, wealth management, risk assessments

I want Business Insurance advice →
business insurance, small business insurance, employee insurance, key person insurance, group insurance schemes, kiwisaver group schemes
Why have professional Advice?



Did you know that according to industry data, only 53% of New Zealanders have a plan for their retirement? And even more concerning, only 34% of those with a plan have sought professional advice. This means that a majority of Kiwis are not adequately preparing for their financial future.
That's where a good financial adviser can help. A good financial adviser can help you create a comprehensive personal insurance plan that considers your financial goals, risk tolerance, and overall financial situation. They can help you invest wisely, manage your debt, and plan for the future. We are experts in financial risk management in New Zealand.
Key Statistics Demonstrating the Value of Working with a Good Financial Adviser




BOLSTER RISK MANAGEMENT
Why we are different.
Whether you're a business owner or an individual, we are dedicated to providing the guidance and support you need to navigate the challenges of financial risk management in New Zealand.
Our team of expert financial advisers have the knowledge and experience to identify potential risks and create customised solutions that are tailored to your specific needs and financial goals.
- No pressure
- Simple
- No surprises
- Expert advice
- No obligation consult
With our help, you can feel confident that you're making informed decisions that will help you achieve financial security and peace of mind. If you're looking for reliable and effective financial risk management advice, look no further than our firm.
How we help
Our Services
We specialise in a diverse set of advisory services, including Personal Insurance, Business Insurance, Financial Risk Management, Mortgages & Lending, Investments & KiwiSaver and Accounting & Tax. What sets us apart is our ability to provide expert guidance in these specific areas, either through our own team or in collaboration with our trusted partners.
Personal Insurance
Protect the ones you love and start your personal insurance journey with us. They will thank you for it! From life insurance to medical insurance, we offer personal insurance plans tailored to your unique needs, budget and aligned to your financial goals.
Business Risk Managament
Are you a new business or planning to exit your existing business? We can help you protect your business from risk and improve your business valuation.
Investments & KiwiSaver
There is so much information ‘out there’, but what KiwiSaver or investment solution is right for you? We’ll help you find out.
Our happy clients
Testimonials
Product Video Reviews
Playlist



WHO WE ARE
Your Partner in
Personal Finance Solutions
Bolster Risk Management is a registered financial services provider (FSP 731572). We are registered with a number of the top life insurance, health insurance and Kiwisaver providers in New Zealand and are kept up-to-date by all. As such, we are able to provide current information and comparisons on insurance and investment products and pricing in order to find the best possible fit for our clients, based on their personal circumstances and budgets. We choose to be registered with the providers who offer the best products and have the best track records on making pay outs to clients when they make claims.
Get answers
Frequently Asked Questions
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