I’m too young for insurance – you are not actually bullet-proof If you are under 35, do you have car insurance? Maybe, but maybe not. If you do have car insurance, does your car earn you money? Do you have
Trauma cover is a great product, but there is more than one flavour. It will pay a lump sum of cash to you if you are diagnosed with a specific health condition. But with so much choice, how do you
Monthly paying disability payments. It can be great cover. It can also be a minefield. What is agreed value? What does indemnity mean? And why is ACC in the title?? Key Points: Purpose of disability insurance Indemnity versus Agreed Value
“Loads of doh” or “too much” may be your first thought. How much is “too much”? Money is a representation and transfer of value. What is value in this instance? Is the job that is done by the insurance agent,
TPD, as it is sometimes known, is a work-dependent benefit. This means that it pays if you are never able to work again. That is the permanent part. But – there is a ‘but’, it may not be entirely that
Buying life insurance is not like buying a pair of sexy shoes. You can’t wear your life insurance policy like a fashion item. You can’t drive it like a new car from a dealer. You can’t eat it like fine
I was asked recently if Bolster Risk Management can help businesses directly with fleet and plant or liability insurance. The short answer is no, we don’t do commercial insurance. However, I’ll open up that response in more detail below. Risk
Some of the people I talk with wonder how quickly insurance companies pay claims. As with many things to do with personal insurance, that answer is ‘it depends’. … Read More
MaryJane is not everyone’s choice, but for those who partake, are they punished by the insurance companies? Not necessarily. KEY TAKEAWAYS Stigma, myth and reality What do the underwriters look at Compounding issues (mental health, DUI, other drug use) Back
The younger the better. Simple answer. You don’t need to read anything else. Ok, so you’re still reading. Life insurance is all about managing risk. What is risk? Roll a dice. You have 1 in 6 chances of getting a
