I was going to call this article “IP for Dummies”, but figured there might be some trademark issues. It is not something we often think about, but what would you do if you became sick and were unable to work?
Mortgage protection insurance, is in a suite of products that you might hear referred to as income replacement, or disability insurance products. They will pay the benefit to the effected person on a monthly basis, until that person goes back to work, or the benefit period ends.
17 Things You Need to Know about the cost of personal insurance.
Do you understand why you should have disability insurance?
Unexpected losses can put the best-laid financial plans in turmoil. Insurance coverage is necessary to protect against unexpected costs, property loss, and disability. There are no universal answers to the question of how much insurance is enough. Situations vary.
Many people gamble with risk, by not having insurance. Read about this fireman who thought he was bullet-proof, until he wasn’t.
The banks have done a great job convincing people that if they have a mortgage, they must have insurance. A strong argument, but not necessarily correct.
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