A Disability may be temporary or permanent
A Disability may be from an accident or illness
If you are unable to work because of a disability, what happens to your income?

We will call you to book an appointment.
You don’t have to give us your email address.
There is no obligation and no payment necessary.
It may be the best call of your life.
whAT WE KNOW...
- 14,742 injuries involving vehicles (2020)
- 238,000 work-related ACC claims in 2019 (tradies have the most)
- 5% chance of being permanently disabled before age 65
- 32% of injured people take longer than 10 weeks to return to work
- 17% chance of being temporarily disabled (cannot work for 6 months) before age 65
Who Are YOU?
Do you think that you are too young to be permanently disabled?
Do you think that ACC, Gov’t support or your family will cover your costs if something happens?
Do you believe that you are bullet-proof, that you’ll never need more than a few days off work to recover?
Let us get in contact.
Alternatively, use the Chatbot in the bottom right of your screen.
We’ll get to you asap!
Questions that you May Have
During our time together we can answer all of your questions, but for now these might help
what is income protection insurance (nz)?
Income Protection is a monthly paying benefit that can pay you up to 75% of your gross income. The cost is broadly determined by three key factors; how much monthly benefit you want, how soon the provider will start paying, and how long they will pay you for.
Is it worth getting income protection insurance?
If you or your household would struggle financially if your income stopped for (example) 12 or 18 months, then yes. There are many other factors and situations to consider too.
What income protection does not cover?
This product is not meant to pay you for a few days off work for a cold. Income protection is meant to cover you for larger financial loss, due to accident or illness.
What is the best income protection insurance?
Every person's situation is different. Each insurance provider has slightly different products. We represent that five largest Life & Disability insurers in New Zealand.
We Compare, Quote and Save because we Quote From 5 Major Insurers
We use the independent comparrison platfrom QUOTEMONSTER. This allows us to understand your needs, then create the risk protection plan that is relevant to you.
Other ways we help you...


- We help people every day with protecting their money
- We help put you back in control
- We'll make sure that your mortgage repayments are safe
- Don't have a mortgage? No problem, we can protect your income
- Worried about rising costs of premiums? We'll sort that too
- Think you can't aford it? We'll match your budget to your situation
- Pre-existing conditions? We work with you to find you cover
- You smoke so don't think you'll get cover? We'll look at that too
- Concerned about your drug history? We may be able to help
- You are in control of the process - you get to decide
IF you still have questions about Disability insurance...
Leave us your number so that we call you. NO STRINGS
What our clients say...



To learn more about Bolster Risk Management, click here.